If you’ve worked in treasury long enough, you’ve seen the trends come and go. Cloud adoption, RPA, blockchain, and now artificial intelligence.

Each new wave brings a lot of promises and plenty of noise. But if you’re a CFO or treasurer, you don’t have time for buzzwords. You need tools that help you make faster, better decisions. You need clarity when markets shift, transparency when regulators ask questions, and accuracy you can stand behind.

That’s exactly why we built GSmart AI.

This isn’t generic AI dressed up in financial language. GSmart is an intelligence engine developed inside GTreasury, designed specifically to serve treasury teams. It works quietly in the background to support your daily decisions, help you get more from your data, and free up your team to focus on what matters most.

What Makes GSmart Different?

At its core, GSmart is deeply integrated into the GTreasury platform. It doesn’t sit to the side, and it doesn’t operate in a black box. Instead, it enhances core workflows like forecasting, liquidity management, risk modeling, and system connectivity.

It’s not here to replace your team. It’s here to support them with insights they can trust and actions they can trace.

Everything GSmart produces is linked back to your actual data. You’ll never get a recommendation without being able to see where it came from. You stay in full control, and there are no surprises.

"GSmart AI represents a fundamental shift toward agentic intelligence for treasury teams. Unlike black-box solutions, our AI agents discover, infer, reason, and decide alongside your team with complete transparency. Every recommendation is explainable, every insight is auditable, and every action is rooted in your own data. CFOs get the AI-powered efficiency they need without sacrificing the control and compliance they require”, says Mark Johnson, Chief Product Officer of GTreasury.

Built for the Real World of Treasury

Treasury teams are facing increasing demands. Cash visibility is more critical than ever. Forecasting windows are getting tighter. Regulatory expectations continue to rise. And in most cases, teams are being asked to do more with fewer resources.

That’s the world GSmart was designed for.

Here’s how it’s already making an impact:

• SmartLedger gives you a single source of truth for real-time cash positions and accounting visibility. It integrates directly with your financial systems to reduce reconciliation work and strengthen control.

• Forecast Insights helps you identify shifting patterns, detect variances early, and improve your cash forecasting process. It uses your actual data, not someone else’s model.

• Liquidity Scenarios give you a clear view of what could happen next. You can test multiple outcomes, stress-test your plan, and make better calls on timing and funding.

• Risk Management runs simulations like CFAR and Monte Carlo to help quantify exposure, uncover vulnerabilities, and evaluate strategies.

• Connectivity automates how your data flows across banks, ERPs, and other systems, reducing the friction and time lost to manual steps.

These are practical, real-world applications, and GSmart is already delivering value for GTreasury customers today.

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Transparency Comes Standard

One of the biggest concerns finance teams have about AI is control. What is the system doing? Where is the data going? How can I explain this to my auditor?

With GSmart, those questions are already answered.

• Your data stays in your region. GTreasury uses Microsoft Azure and AWS, with strict residency and sovereignty protection.

• Your data is never used to train models. The AI operates in inference mode only, so your inputs remain private.

• Every action is tracked. GSmart provides a full audit trail, so you always know how an answer was generated and which source data was used.

• You decide what gets turned on. Features are opt-in, and everything is configurable to your internal policies.

We’ve aligned GSmart to global standards like ISO/IEC 42001, ISO/IEC 27001, GDPR, and the upcoming EU AI Act. Security and compliance are not an afterthought; they are part of the foundation.

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More Than a Tool: A Smarter Approach

GSmart is already embedded into GTreasury’s core offerings, including SmartLedger, Forecast Insights, Liquidity Scenarios, Connectivity, and Risk Management. And it’s expanding quickly.

But what matters most is not the features. It’s what they help you do.

With GSmart, you can spend less time building reports and more time acting on them. You can respond faster to changing conditions. You can move from reactive to proactive, without taking on more risk or complexity.

This is intelligence that fits the way treasury actually works. It’s powerful, but not overwhelming. Advanced, but explainable. Fast, but thoughtful.

And it’s available today.

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Ready to see what GSmart can do for your team? Request a demo or connect with us to learn more.

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